Manchester, NH – Three-Car Accident on Conant St & West St, Injuries Follow

Manchester, NH (January 19, 2026) – A three-vehicle accident occurred on Sunday, January 18, at the intersection of Conant and West Streets in Manchester. 

The accident was logged at approximately 8:15 a.m., and emergency responders were called to the scene shortly after. Three cars collided at the said intersection.

Although information remains limited at the time, injuries were confirmed, and two ambulances were requested at the scene.

Crews worked at the crash scene to clear the wreckage and debris. Authorities continue to investigate the cause of the accident. 

We hope the injured victims make a fast and complete recovery. Our thoughts go out to them at this challenging time.

Is New Hampshire a No-Fault State for Car Accidents?

New Hampshire is not a no-fault state for car accidents. Instead, it follows a traditional at-fault system: the driver who is legally responsible for causing a crash can be held liable for the resulting injuries and property damage.

In practical terms, this means the at-fault party (or their insurer) pays for the other person’s damages, and an injured driver can pursue a claim or lawsuit against the party who caused the accident.

In no-fault states, drivers typically file claims with their own insurance regardless of who caused a crash, and personal injury protection (PIP) coverage is mandatory. New Hampshire does not operate this way; PIP isn’t required, and drivers injured by someone else can directly seek compensation from the at-fault driver’s insurer (or file a lawsuit if necessary).

The state also uses a comparative negligence rule: if a driver is partly at fault, their compensation is reduced by their share of blame, and if they’re more than 50 % at fault, they may not recover anything.

Because of this at-fault system, New Hampshire doesn’t require every motorist to carry auto insurance, though those who choose to insure must meet minimum liability limits (for example, $25,000 bodily injury per person, $50,000 per accident, and $25,000 property damage) and include medical payments and uninsured/underinsured motorist coverages.

Drivers without insurance must still demonstrate they can pay for damages if they cause a crash.

Regarding crash data, New Hampshire’s traffic fatalities have fluctuated in recent years. In 2024, the state reported about 135 fatal motor vehicle deaths, a figure higher than in previous years and representing a considerable rise over the past decade.

Trends show that traffic deaths and the fatality rate per vehicle-mile traveled have increased over the last decade, even as enforcement and safety efforts continue. Early 2025 data suggest there were around 101 traffic fatalities in the state through early October 2025.

After a crash in New Hampshire, a car accident lawyer can help you understand your options moving forward. At Stephen Law Group, we can explain the steps involved in filing a claim, the importance of preserving evidence, and more.

Legal assistance is important when you face complex situations, such as multi-vehicle collisions where liability may be shared by multiple drivers.

If you have questions about your situation, you can speak with our team at Stephen Law Group at (877)-663-1007. Our attorneys can review your case and help you understand your options moving forward.

Note: This post has been prepared using information obtained from publicly available secondary sources. The details of the incident have not been independently verified. If you identify any inaccuracies, please contact Stephen Law Group so our team can promptly review and update the content to ensure accuracy and reliability.

Disclaimer: The information contained in this post is provided for general informational purposes only and should not be construed as legal or medical advice. This content does not establish an attorney-client relationship and is not intended as a so